INSTITUTE OF INSOLVENCY (BANKRUPTCY) OF BANKS AS ANTI-RECESSIONARY INSTRUMENT OF REGULATION OF THE MARKET OF BANKING SERVICES
https://doi.org/10.17803/2311-5998.2018.50.10.122-133
Abstract
In article the institute of insolvency (bankruptcy) of banks is considered as the anti-recessionary instrument of regulation of the market of banking services. The institute of bankruptcy of banks corresponds to bank regulation, features recovery and liquidating mechanisms of institute of bankruptcy of banks come to light. In article features of institute of bankruptcy of banks as anti-recessionary instrument of regulation of the market of banking services come to light and analyzed. The author has come to the following conclusions. Institute of insolvency (bankruptcy) of credit institutions, being the instrument of anti-recessionary regulation of the market of banking services, at the same time acts in separate parts and the instrument of bank regulation. The institute of bankruptcy of banks (in a liquidating part) as the anti-recessionary tool is characterized, and it is rather, it has to be characterized, two main lines: 1) the reduced terms of the procedure of bankruptcy of credit institutions; 2) the raised guarantees of protection of the rights of creditors and investors of credit institutions. Among features of institute there are bankruptcies of credit institutions as it is possible to allocate funds of anti-recessionary regulation several features: lack of recovery procedures in the course of insolvency (bankruptcy) of credit institutions; special signs and criteria of insolvency (bankruptcy) of credit institution; a special role of the Bank of Russia at initiation of case of recognition of credit institution by the bankrupt; participation in the procedure of bankruptcy of bank of the special receiver - DIA; features of judicial proceedings on cases of bankruptcy of credit institutions; specific legal means of formation of competitive weight; features of contest of transactions credit the organizations - on the substance of transactions and on the contest bases; specifics of involvement of heads of credit institution to subsidiary responsibility on her debts; the special rights of investors of credit institution - natural persons and individual entrepreneurs, including on establishment of their requirements and their reference first of all creditors; features of sequence of creditors and satisfaction of their requirements.
About the Author
E. B. Lauts
МГУ имени М.В. Ломоносова
Russian Federation
References
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For citations:
Lauts E.B.
INSTITUTE OF INSOLVENCY (BANKRUPTCY) OF BANKS AS ANTI-RECESSIONARY INSTRUMENT OF REGULATION OF THE MARKET OF BANKING SERVICES. Courier of Kutafin Moscow State Law University (MSAL)). 2018;(10):122-133.
(In Russ.)
https://doi.org/10.17803/2311-5998.2018.50.10.122-133
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