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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">vestnik-msal</journal-id><journal-title-group><journal-title xml:lang="ru">Вестник Университета имени О.Е. Кутафина (МГЮА)</journal-title><trans-title-group xml:lang="en"><trans-title>Courier of Kutafin Moscow State Law University (MSAL))</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2311-5998</issn><issn pub-type="epub">2782-6163</issn><publisher><publisher-name>Московский государственный юридический университет имени О.Е. Кутафина (МГЮА)</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">vestnik-msal-575</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ПРАВОВОЕ РЕГУЛИРОВАНИЕ БАНКОВСКОГО И СТРАХОВОГО ДЕЛА, ДЕНЕЖНОГО ОБРАЩЕНИЯ, РЫНКА ЦЕННЫХ БУМАГ И ВАЛЮТНЫХ ОТНОШЕНИЙ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>Legal regulation of banking and insurance, money circulation, securities market and currency relations</subject></subj-group></article-categories><title-group><article-title>НОВЕЛЛЫ ЗАКОНОДАТЕЛЬСТВА ПО ФИНАНСОВЫМ СДЕЛКАМ</article-title><trans-title-group xml:lang="en"><trans-title>NOVELTIES OF THE LEGISLATION ON FINANCIAL TRANSACTIONS</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Арзуманова</surname><given-names>Л. Л.</given-names></name><name name-style="western" xml:lang="en"><surname>Arzumanova</surname><given-names>L. L.</given-names></name></name-alternatives><email xlink:type="simple">llarzumanova@yandex.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff xml:lang="ru" id="aff-1"><institution>Университет имени О.Е. Кутафина (МГЮА)</institution><country>Russian Federation</country></aff><pub-date pub-type="collection"><year>2018</year></pub-date><pub-date pub-type="epub"><day>12</day><month>03</month><year>2020</year></pub-date><volume>0</volume><issue>9</issue><fpage>149</fpage><lpage>152</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Арзуманова Л.Л., 2020</copyright-statement><copyright-year>2020</copyright-year><copyright-holder xml:lang="ru">Арзуманова Л.Л.</copyright-holder><copyright-holder xml:lang="en">Arzumanova L.L.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://vestnik.msal.ru/jour/article/view/575">https://vestnik.msal.ru/jour/article/view/575</self-uri><abstract><p>В июле 2017 г. были внесены изменения в нормы ГК РФ в части переформатирования отношений в сфере финансовых сделок. Указанные изменения вступят в законную силу с 1 июня 2018 г. На сегодняшний день сложно прогнозировать положительную и отрицательную динамику развития гражданско-правовых отношений в рассматриваемом направлении. Однако возможно описать и сравнить действующий и будущий порядки, определить вектор будущего развития, предложить авторские наработки норм гражданского законодательства.</p></abstract><trans-abstract xml:lang="en"><p>In July 2017, amendments were made to the norms of the civil code of the Russian Federation in terms of reformatting relations in the field of financial transactions. These changes will come into force from 1 June 2018 To date, it is difficult to predict the positive and negative dynamics of development of civil relations in this direction. However, it is possible to describe and compare current and future orders to determine the vector of future development to propose more developments of the norms of civil legislation.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>финансовый рынок</kwd><kwd>финансовые услуги</kwd><kwd>гражданское законодательство</kwd><kwd>банковский счет</kwd><kwd>счет</kwd><kwd>статус финансовых сделок</kwd></kwd-group><kwd-group xml:lang="en"><kwd>financial market</kwd><kwd>financial services</kwd><kwd>civil law</kwd><kwd>Bank account</kwd><kwd>account</kwd><kwd>status of financial transactions</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">СЗ РФ. 1996. № 1. Ст. 16</mixed-citation><mixed-citation xml:lang="en">СЗ РФ. 1996. № 1. 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