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<!DOCTYPE article PUBLIC "-//NLM//DTD JATS (Z39.96) Journal Publishing DTD v1.3 20210610//EN" "JATS-journalpublishing1-3.dtd">
<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">vestnik-msal</journal-id><journal-title-group><journal-title xml:lang="ru">Вестник Университета имени О.Е. Кутафина (МГЮА)</journal-title><trans-title-group xml:lang="en"><trans-title>Courier of Kutafin Moscow State Law University (MSAL))</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2311-5998</issn><issn pub-type="epub">2782-6163</issn><publisher><publisher-name>Московский государственный юридический университет имени О.Е. Кутафина (МГЮА)</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">vestnik-msal-2492</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>СЛОВО К ЧИТАТЕЛЮ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>A WORD TO THE READERS</subject></subj-group></article-categories><title-group><article-title>Слово к читателю</article-title><trans-title-group xml:lang="en"><trans-title>Note to the readers</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Ефимова</surname><given-names>Л. Г.</given-names></name><name name-style="western" xml:lang="en"><surname>Efimova</surname><given-names>L. G.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Людмила Георгиевна ЕФИМОВА, доктор юридических наук, профессор, заведующий кафедрой банковского права, ответственный редактор выпуска </p></bio><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff xml:lang="ru" id="aff-1"><institution>Университет имени О.Е. Кутафина (МГЮА)</institution><country>Russian Federation</country></aff><pub-date pub-type="collection"><year>2024</year></pub-date><pub-date pub-type="epub"><day>08</day><month>11</month><year>2024</year></pub-date><volume>1</volume><issue>9</issue><fpage>8</fpage><lpage>11</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Ефимова Л.Г., 2024</copyright-statement><copyright-year>2024</copyright-year><copyright-holder xml:lang="ru">Ефимова Л.Г.</copyright-holder><copyright-holder xml:lang="en">Efimova L.G.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://vestnik.msal.ru/jour/article/view/2492">https://vestnik.msal.ru/jour/article/view/2492</self-uri><abstract><p> Концепция цифрового банковского права (вместо предисловия к выпуску журнала) </p></abstract><trans-abstract xml:lang="en"><p>.</p></trans-abstract></article-meta></front><back><ref-list><title>References</title></ref-list><fn-group><fn fn-type="conflict"><p>The authors declare that there are no conflicts of interest present.</p></fn></fn-group></back></article>
