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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">vestnik-msal</journal-id><journal-title-group><journal-title xml:lang="ru">Вестник Университета имени О.Е. Кутафина (МГЮА)</journal-title><trans-title-group xml:lang="en"><trans-title>Courier of Kutafin Moscow State Law University (MSAL))</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2311-5998</issn><issn pub-type="epub">2782-6163</issn><publisher><publisher-name>Московский государственный юридический университет имени О.Е. Кутафина (МГЮА)</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.17803/2311-5998.2020.73.9.180-186</article-id><article-id custom-type="elpub" pub-id-type="custom">vestnik-msal-1227</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ВЕКТОР ЮРИДИЧЕСКОЙ НАУКИ. ПРАВОВОЕ РЕГУЛИРОВАНИЕ БАНКОВСКОГО И СТРАХОВОГО ДЕЛА, ДЕНЕЖНОГО ОБРАЩЕНИЯ, РЫНКА ЦЕННЫХ БУМАГ И ВАЛЮТНЫХ ОТНОШЕНИЙ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>VECTOR OF LEGAL SCIENCE. Legal regulation of banking and insurance, money circulation, securities market and currency relations</subject></subj-group></article-categories><title-group><article-title>Цифровые валюты центральных банков</article-title><trans-title-group xml:lang="en"><trans-title>Digital currencies of central banks</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Ситник</surname><given-names>А. А.</given-names></name><name name-style="western" xml:lang="en"><surname>Sitnik</surname><given-names>A. A.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Александр Александрович СИТНИК, доцент кафедры финансового права, кандидат юридических наук, доцент</p><p>125993, г. Москва, ул. Садовая-Кудринская, д. 9</p></bio><bio xml:lang="en"><p>Associate Professor of the Department of Financial Law, Cand. Sci. (Law), Associate Professor</p><p>125993, Moscow, ul. Sadovaya-Kudrinskaya, 9</p></bio><email xlink:type="simple">aasitnik@gmail.com</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Университет имени О.Е. Кутафина (МГЮА)</institution></aff><aff xml:lang="en"><institution>Kutafin Moscow State Law University (MSAL)</institution></aff></aff-alternatives><pub-date pub-type="collection"><year>2020</year></pub-date><pub-date pub-type="epub"><day>07</day><month>11</month><year>2020</year></pub-date><volume>0</volume><issue>9</issue><fpage>180</fpage><lpage>186</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Ситник А.А., 2020</copyright-statement><copyright-year>2020</copyright-year><copyright-holder xml:lang="ru">Ситник А.А.</copyright-holder><copyright-holder xml:lang="en">Sitnik A.A.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://vestnik.msal.ru/jour/article/view/1227">https://vestnik.msal.ru/jour/article/view/1227</self-uri><abstract><p>Настоящая статья посвящена рассмотрению вопросов, связанных с возможным введением в обращение цифровых валют центральных банков. В частности, анализируются теория частных денег, понятие криптовалют, особенности эмиссии денежных средств, а также практика центральных банков иностранных государств по разработке и внедрению в финансовую систему цифровых валют, позиция Банка России по данному вопросу, выявляются преимущества и недостатки обращения цифровых валют центральных банков.</p></abstract><trans-abstract xml:lang="en"><p>This paragraph is devoted to the consideration of issues related to the possible introduction of central banks digital currencies. In particular, it analyzes the theory of private money, the concept of cryptocurrencies, features of the issue of funds, as well as the practice of central banks of foreign countries on the development and implementation of digital currencies in the financial system, the position of the Bank of Russia on this issue, identifies the advantages and disadvantages of the circulation of central banks digital currencies.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>цифровые валюты центральных банков</kwd><kwd>криптовалюта</kwd><kwd>виртуальные валюты</kwd><kwd>центральный банк</kwd><kwd>Банк России</kwd><kwd>цифровизация</kwd><kwd>частные деньги</kwd><kwd>эмиссия</kwd><kwd>деньги</kwd><kwd>валюта</kwd></kwd-group><kwd-group xml:lang="en"><kwd>central banks digital currencies</kwd><kwd>cryptocurrency</kwd><kwd>virtual currencies</kwd><kwd>central bank</kwd><kwd>Bank of Russia</kwd><kwd>digitalization</kwd><kwd>private money</kwd><kwd>emission</kwd><kwd>money</kwd><kwd>currency</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Киселев А. 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